Megayacht insurance

Insuring a megayacht demands specialised expertise and customised solutions. At My Insurance Brokers Monaco, we deliver high-end coverage that reflects the value, complexity and prestige of your vessel. Reach out to benefit from confidential, made-to-measure protection that aligns with your navigation and ownership profile.

a large white yacht in the water

Protect Your Megayacht with Custom Insurance from Monaco

Premium protection for exceptional vessels

A megayacht is more than a mode of transport — it represents prestige, performance and personal freedom. But is your insurance solution truly aligned with its stature and your expectations?

At My Insurance Brokers Monaco, we know that no two megayachts are alike. We craft fully customised insurance plans that adapt to your navigation zones, onboard configuration, and operational needs.

Whether you are an owner, owner’s representative, captain, or yacht manager, we deliver the right protection for every situation.

Choose peace of mind. We handle the insurance — so you can focus on the journey.

Tailored Coverage for Megayachts

We offer a comprehensive selection of insurance options — from essential protections to exclusive guarantees — precisely adapted to your vessel’s profile and your navigation habits.

  • Extensive protection against incidents, collisions, damage, and theft
  • Personalized guidance to select the right coverage for long-distance and international navigation
  • Enhanced liability solutions to secure your guests and professional crew
  • Optional protection for valuable items, tenders, and specialized onboard equipment
  • Flexible coverage designed for both private use and commercial operations
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a large white yacht in the water
a large white boat in the water
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Get Your Personalized MegaYacht Insurance Quote

You would like a quote for the insurance of your superyacht?
Contact us directly using the details below or by completing the contact form — we will get back to you to finalize your request.

We look forward to receiving your requests and questions.

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Megayacht Construction and Delivery Coverage

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BUILDER’s RISK cover

This policy covers your megayacht from the very start of construction until final handover. It includes protection for the hull, materials, and equipment, as well as physical loss or damage during sea trials and delivery. Coverage is available whether you are the shipyard or the future owner.

PRE-DELIVERY LIABILITY cover

Complementary to the Builder’s Risk policy, this coverage protects you from liability claims during the construction phase. It includes bodily injury, illness, or death involving employees or subcontractors, and covers third-party property damage caused by your personnel throughout the build process.

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Hull & Machinery (H&M)

Financial protection against damage to the megayacht and its equipment.

  • Hull & Machinery
  • Emergency Towing Extension
  • Tenders and Equipment
  • Personnal Effects
  • Fine Arts
  • War Risks and Piracy

  • Other coverage options available

Protection & Indemnity (P&I)

Covers the owner’s liability in case of personal injury, property damage, or pollution.

  • Third-Party Liability
  • Accidental Pollution and Environmental Liabilities
  • Wreck removal

  • Uninsured Boater Coverage

  • Liabilities towards passengers / guests

  • Employer’s liability to Seafarers
  • Water sports liability
  • Legal Costs cover
  • Other coverage options available

Megayacht Insurance, Tailored to Your Navigation Profile

Each megayacht presents its own set of specificities. We customize your insurance based on:

  • Technical and legal specifications of your megayacht
  • Your navigation areas and cruising style

  • The compositionand status of your professional crew

  • Your megayacht type of use

Additional protection can be included for valuables such as onboard art, luxury equipment, or personal belongings — for truly comprehensive coverage down to the finest detail.

Megayacht Insurance with Streamlined Claims Assistance

In case of an incident, our priority is to protect your interests — with clear communication, responsiveness, and discretion at each stage of the claims process.

  • A dedicated contact from start to finish
  • Swift, confidential treatment of your claim
  • Consistent follow-up until resolution of your case

A Flexible Strategy for Exceptional Yachts

Owning a megayacht means handling significant value and intricate risks. Each situation — from intended use to destinations — calls for a precise and tailored insurance solution.

At My Insurance Brokers Monaco, we provide custom-built protection, designed without fixed packages but with carefully selected components to match your actual requirements.

Every guarantee is chosen to suit your cruising style, your vessel’s profile, and your expectations — for reliable protection with no unnecessary extras.

Megayacht Insurance: Key Concepts Made Clear

Understanding megayacht insurance doesn’t have to be complicated. Here’s a clear overview of the core components to help you navigate your choices with confidence:

  • Hull & Machinery (H&M): Covers physical damage to the vessel — including hull, propulsion systems, onboard equipment, and tenders

  • Protection & Indemnity (P&I): Covers your liability to third parties for injury, property damage, or pollution

  • Crew insurance: Ensures your crew is covered in the event of illness, accident, or medical repatriation

  • Emergency assistance: Worldwide support for urgent medical or technical needs

  • Construction phase insurance: Coverage during the build or refit of your megayacht

Looking to insure your superyacht with tailor-made coverage? Speak with one of our experts today for a personalized quote.